The UAE has established a comprehensive regulatory framework to combat money laundering, terrorist financing, proliferation financing, and other financial crimes. Businesses operating within regulated sectors are expected not only to establish appropriate AML/CFT policies and controls but also to ensure that those controls are working effectively in practice. This is where Internal AML Audits play

The UAE’s position as a global financial and business hub means that financial institutions and Designated Non-Financial Businesses and Professions (DNFBPs) operate in an environment involving diverse customers, international transactions, complex ownership structures, and cross-border business relationships. As financial activity becomes increasingly digital, compliance teams are also dealing with growing volumes of customer information, screening

Introduction Exchange houses in the UAE operate within a highly regulated financial environment where Anti-Money Laundering (AML), Counter-Terrorist Financing (CFT), sanctions compliance, customer due diligence, transaction monitoring, and regulatory reporting form an integral part of day-to-day operations. Most licensed exchange houses already have established compliance systems, screening solutions, transaction monitoring processes, and internal controls in